At Smith Debnam, our foreclosure team handles commercial and consumer foreclosures throughout North Carolina and South Carolina. We are committed to the representation of banks, mortgage servicers, and other lending institutions in the protection and enforcement of their rights as secured creditors. We understand the increasing regulatory burden facing mortgage loan servicers and lenders, and we are able to advise and assist you with these ever changing regulations.

Our attorneys are experienced in defending consumer and commercial counterclaims raised in foreclosure litigation, and in protecting our mortgage clients’ interests in bankruptcy proceedings in all federal districts across North Carolina and South Carolina. We manage every stage of the foreclosure process, from default to eviction, with a laser sharp focus on accuracy, preciseness, and efficiency, from start to finish. We provide clients with a dedicated and knowledgeable single-point of contact who is always available to answer questions thoroughly and completely regarding their foreclosure matters.

In addition to foreclosures, our attorneys handle a wide variety of real estate litigation matters such as title curative actions, reformations, quiet title actions, priority disputes, and the resolution of mobile home issues. We routinely work with title insurance companies to solve complicated title issues for our clients.

 

Foreclosure Services

• Preparation of default/demand letters
• Housing Finance Agency/Home Loan Registration (NC)
• Title searches
• Title analysis and opinions
• Judicial and non-judicial foreclosures
• Assignments and lien releases
• Mobile home issues

Loss Mitigation Services

• Deeds in lieu
• Forbearance agreements
• Loan modifications
• Short sales
• Court ordered mediations (SC)

Post Foreclosure Services

• Evictions
• Deficiency suits
• REO
• Closing

 

For inquiries regarding a specific foreclosure sale, please contact our office at (919)250-2000.